How the process of applying for a non-bank loan online looks like?
Looking for a quick cash injection? Home budget does not fit into the equation income – expenditure? A sudden breakdown at home or in your car, and your bank account is empty? Have you ever thought about getting a free non-bank loan, but you have some concerns? You digested well – in this article we will tell you step by step how to take out a non-bank loan without leaving home.
Free 1500 PLN in 15 minutes on your account. Online loans without leaving home. Borrow money fast at 0%! These are the advertisements of loan companies. You have ever considered using their services, but you are worried about hidden costs and the loan process? In the article we tell you how the process of applying for a non-bank loan online and what you should pay attention to when choosing a loan company.
What is a non-bank loan?
In Poland, the entity authorized to grant loans are, except commercial banks, which operate under the Act: Banking Law. Other forms of financing (e.g. The process of obtaining a loan (whether by private individuals or specialized companies) involves incurring a financial liability, and legal issues are regulated by the Consumer Credit Act or the Civil Code. You can read more about non-bank loans at https://www.saverium.en/articles/posczki-pozabankowe-online-kredyty-pozabankowe-prezez-internet/
The non-bank loan is granted on the basis of a contract between the borrower (individual customer) and the lender (non-bank company), in which the borrower undertakes to return the borrowed amount of money on the date specified in the contract together with payment to the lender. The loan agreement may be signed in the company’s branch or through direct channels (telephone or the Internet). In this article we will take a closer look at the loan process via the Internet.
How the process of granting an online non-bank loan looks like?
To take out a non-bank loan over the Internet you will need:
- personal data and address of residence,
- bank account in one of the Polish banks,
- active e-mail address and phone number,
- access to the internet.
Taking a non-bank loan, is in three simple steps. Before choosing a particular loan company, it is worthwhile to analyze the availability of the so called “free loan”. free loans. Non-banking companies tempt new customers to use their services in this way.
Step 1 – Registration
From the home page of the lending company, choose the amount of the loan you are interested in and the repayment period, and then click the button: take a loan. Then the system will automatically lead us through the process of registration in the loan service. If we are a new customer of the company, we will be asked to give our personal information and information about employment and current earnings.
Step 2 – Confirmation of data
Data given in the form will be confirmed by making a credential transfer from your own bank account to the account of the loan company. The amount of the transfer is usually 1 zł and after proper verification is returned to the customer account. When you create a profile in the service you will also receive a verification code SMS and a request for confirmation of the account creation to the e-mail address.
Step 3 – withdrawal of funds
Once the first two steps are successfully verified and the loan company makes a positive decision regarding the customer’s creditworthiness, the money will be transferred to the customer’s account on the same day.